Amazing money spending RATIO

Manage your money when you spent on it. Better management can give you a clear picture on how the income has generated and how they have spent. Don't ever spend your money without a limit. People need money for four basic needs.
1) Food,Clothing,Transport or fixed expenses like bills

2) Expenses like witch we used to spent in a future time. as an example to spent during the Christmas vacation or more importantly to re-invest.

3) Life is not predictable. future will not be always a smooth ride. its really important to have a save amount of money with you.

There is a simple and fantastic way to spend your money. This can be also applied for your business,
Divide your INCOME into four parts. Meaning each part will include 25%
Davide the parts under THREE spending categories like as bellow.
$ DAY TO DAY EXPENSES
$ RE-INVEST
$ EMERGENCY USE
an important thing to remember is the ratio. The ratio should be as 1:2:1



DAY TO DAY EXPENSES : RE-INVEST : EMERGENCY USE

Ratio 1 : 2 : 1

As an amount of 25%
group 25% : 50% : 25%



as an example if a person gets a monthly income of $10,000 he can easily divide his salary to $2500 for DAY TO DAY EXPENSES, $ 5000 for RE-INVEST and $2500 for EMERGENCY USE.


OK now you might think how to deal with a person who gets $10,000 who has fixed expenses of $7000. NO problem because you still gets $3000 of savings, witch you can spent according to the above ratio.
To make it easy open THREE separate SAVINGS ACCOUNT from a same BANK for each expense. Then give a STANDING ORDER to the bank. When each time your salary goes to the bank it will automatically DEPOSITS on each account.


Now lets talk about the important of this RATIO.
$ This gives a clear picture on your expenses. witch will not hesitate you in a spending.

$ This RATIO covers every need of our lives.

$ Last but least the most important secret is with the RE-INVEST segment. It dominates 50% of the entire amount. As i mentioned earlier RE-INVEST can be use as an income generator. The more you invest more the amount you get as an return income. The more the income the more you get to spend on DAY TO DAY EXPENSES and save for EMERGENCY USE.
This RATIO can be useful for any person or an organisation.


Try this secret MONEY MANAGING RATIO. make a change to your life guarantee by FUTURE SEEKERS.